As of my last knowledge update in January 2022, Atlas America is a travel medical insurance plan offered by HCC Medical Insurance Services, LLC (now part of Tokio Marine HCC). Please note that details may have changed since my last update

, so it's essential to verify the latest information from the official source or contact the insurance provider directly.


Here are some key features and aspects associated with the Atlas America travel medical insurance plan:


1. **Coverage Overview:**

   - **Medical Coverage:** Atlas America typically provides coverage for eligible medical expenses, including hospitalization, surgery, prescription drugs,

and other necessary medical services.

   - **Emergency Medical Evacuation:** The plan may cover the cost of emergency medical evacuation to the nearest appropriate medical facility if deemed necessary for the insured's health.

   - **Repatriation of Remains:** Coverage may include the cost of returning the insured's remains to their home country in case of death.


2. **Policy Duration:**

   - Atlas America is designed for individuals traveling outside their home country, including the United States. The coverage duration can range from a few days to several months.


3. **Coverage for Non-U.S. Citizens:**

   - This plan is often suitable for non-U.S.

citizens visiting the United States, as well as U.S. citizens traveling abroad.


4. **Pre-Existing Conditions:**

   - Travel medical insurance plans generally have limitations or exclusions related to pre-existing conditions. It's crucial to review the policy terms to understand the coverage in such cases.


5. **Coverage Limits and Deductibles:**

   - Like any insurance plan, Atlas America has specific coverage limits and deductibles. It's important to understand these details to assess the out-of-pocket expenses.


6. **Renewability:**

   - Depending on the specific plan and conditions,

Atlas America may offer the option to renew coverage if the insured decides to extend their stay.


7. **Additional Benefits:**

   - Some plans may offer additional benefits such as coverage for emergency dental treatment, accidental death and dismemberment, and more.


Before purchasing any insurance plan, it's advisable to carefully read the policy documents, including terms and conditions, coverage exclusions, and any limitations. If you have specific questions or need clarification about coverage details, it's recommended to contact the insurance provider or consult with an insurance professional.


For the most up-to-date and accurate information about the Atlas America insurance plan, visit the official website of HCC Medical Insurance Services or contact their customer service directly.